Medicaid in Illinois expanded in 2012 with the passing of the Affordable Care Act. With this expansion, the Medicaid program was able to grant more Illinois residents health care benefits who otherwise could not have afforded it. A common question asked is, “What is Medicaid in IL?” when residents are seeking affordable health insurance. These Illinois Medicaid applicants often cannot afford private health insurance and do not receive benefits through their employer. Medicaid is a medical assistance program jointly funded by the state and federal governments. It is intended to provide medical coverage for low-income individuals and families. When seeking information about Medicaid in Illinois, it is essential potential applicants understand the various aspects of the program and application process. This includes learning more about IL Medicaid eligibility requirements, exactly what benefits the program provides and how the application process works.
Generally speaking, the Illinois medical assistance program bases its Medicaid eligibility requirements on a household’s gross monthly income and citizenship status. Additionally, Medicaid applicants may be eligible for additional coverage if they are within a special coverage group. Once an interested petitioner has checked the IL Medicaid eligibility requirements and decided he or she might qualify, then the applicant should review the health care coverage the program provides. Medicaid typically provides primary care coverage and some specialized care plans. However, if you or someone in your household need specific coverage, then it is best to investigate what kind of benefits you may receive before you apply. Regardless, examining Medicaid costs and coverages will help any qualified household create a health care plan and budget for medical services.
Then next step in gaining information about Medicaid is learning about the application process. The Medicaid application process entails preparing and submitting information and documentation. The IL Medicaid program works to prove applicants’ identities and confirm those applicants have the financial needs for health care assistance. Although applying for a medical assistance program process has many facets, the steps are made simple. Check out our free guide to learn about requirements and how to apply for Medicaid.