The New Hampshire Children’s Health Insurance Program (CHIP) helps minors from low-income households have access to affordable health insurance. Many of the treatment options covered under NH CHIP and Medicaid for children help prevent diseases and provide early intervention that keep existing medical issues from worsening. CHIP serves New Hampshire children who are younger than 19 years of age and qualify for enrollment. To learn more about CHIP and Medicaid enrollment and what is covered by CHIP Medicaid in New Hampshire, view the information below.
What is the New Hampshire Children’s Health Insurance Program (CHIP)?
Children’s Health Insurance Program in New Hampshire was created in the late 1990s to aid low-income families in providing health insurance to their children. New Hampshire CHIP provides children coverage for medical and dental treatments they need at no cost to their families. Serving over 85,000 children across the state, NH CHIP and children’s Medicaid programs help children across different age ranges and income levels have access to affordable health insurance. Residents who find out how to apply for CHIP and who are eligible can receive coverage.
Learn about the requirements for Medicaid in our comprehensive guide.
Is CHIP considered Medicaid in New Hampshire?
To answer the questions, “What is CHIP Medicaid?” and “Is CHIP considered Medicaid in New Hampshire?” you first should look at the way Medicaid and CHIP are set up in the state. The NH Children’s Health Insurance Program is one of four options for government-provided health insurance for minors in the state. The first option is Medicaid for children, which serves children from low-income families and can last until the beneficiary’s 20th birthday. The New Hampshire CHIP option is called Expanded Medicaid for Children and it covers families with higher incomes that are still in need of affordable health insurance coverage. Since CHIP is considered an expansion of Medicaid, if adults do not have Medicaid eligibility children from the same household can still apply for the Expanded Medicaid for Children option.
The third Medicaid for children option is for children with severe disabilities. This option allows children with certain disabilities to have Medicaid coverage up to their 19th birthday if their families meet the income qualifications. The last option provides children with Medicaid coverage when their disabilities are so severe that they must be cared for full-time at home or in an institution. This plan also lasts until the child is 19 years of age.
Who qualifies for CHIP in New Hampshire?
To start receiving NH Children’s Health Insurance Program benefits, you first must be eligible for enrollment. New Hampshire officials look at every CHIP and Medicaid enrollment application individually to determine eligibility and who will receive benefits. New Hampshire has guidelines for who is able to receive Expanded Medicaid for Children or CHIP:
- Applicants must be a United States citizen or legal alien
- Applicants must live in New Hampshire
- Applicants must come from households with qualifying incomed
- Applicants must be younger than 19 years of age
- Applicants must be able to provide their Social Security Number
These CHIP enrollment guidelines apply to those enrolling in the Medicaid with the exception of age, which is set at younger than 20 years of age instead of 19. In certain cases, pregnant women can be covered under a version of the NH CHIP or Medicaid for children programs. Once enrolled in CHIP or Medicaid, beneficiaries will not have to pay for premiums, deductibles, or copayments.
How to Apply for CHIP in New Hampshire
To apply for CHIP in New Hampshire, you first must make sure you have all the information and documents needed during the application process. New Hampshire CHIP enrollment requires information regarding the applicant’s Social Security Number, date of birth, family’s income and assets, spending on household and medical expenses and current or most recent form of health insurance. There are two ways to apply for CHIP. You can print out the application form online and mail it to your local office or you can apply online directly. If an applicant has received Medicaid for children before or another other form of government assistance such as food stamps, he or she will have to apply through a different online application than those who have never received government benefits before.
What is covered by CHIP Medicaid in New Hampshire?
New Hampshire Medicaid for children and CHIP cover many of the same health care treatments. Many of the services covered by CHIP and Medicaid in the state of New Hampshire include:
- Doctor’s visits and checkups
- Emergency room visits
- Dental care, vision and hearing exams
- Outpatient and inpatient behavioral health services
- Medical equipment
- Physical and occupational therapy
New Hampshire CHIP covers these services and many others when deemed a medical necessity. What CHIP and Medicaid are trying to accomplish by covering these medical services is to prevent children from developing preventable and treatable disorders and diseases. That is why these programs will not cover certain services not been conclusively proven to help medical disorders, such as acupuncture.
Discover which health care services are federally mandated to be covered by Medicaid in our free guide.