The Connecticut Children’s Health Insurance Program (CHIP) is a government-funded health insurance program. The CHIP program is available to qualifying children younger than 19 years of age who come from families that need help paying for health insurance. Both CHIP and Medicaid enrollment are managed by Connecticut’s HUSKY program. However, there will be different eligibility guidelines and services covered among the different HUSKY programs. To answer the question “What is CHIP Medicaid?” and find out how to apply for CHIP in CT, continue reading the information in the sections below.
What is the Connecticut Children’s Health Insurance Program?
The Children’s Health Insurance Program is available in all states across the country. However, each state’s CHIP program will have its own rules and regulations regarding how the program is funded and who is eligible to receive benefits. In some states, petitioners can apply for CHIP and Medicaid enrollment simultaneously, while others require a separate application process. After completing CHIP enrollment in Connecticut, beneficiaries will have access to the medical professionals and services in the HUSKY network. Most types of medical providers, including doctors, dentists and pharmacies, will be available on the HUSKY network. Beneficiaries can keep their preferred doctor if the doctor accepts Husky insurance.
Is CHIP considered Medicaid in Connecticut?
To answer questions like “Is CHIP Medicaid in Connecticut?” one must first learn how Medicaid is set up in the state. Government-subsidized health insurance, including the CHIP and Medicaid programs, are part of the state of Connecticut’s HUSKY program. General Medicaid is referred to as HUSKY A. CT CHIP is referred to as HUSKY B. There are other HUSKY programs that are available for other groups of people, including those with disabilities and those who are older than 65 years of age.
HUSKY B or Connecticut CHIP is different than Medicaid for children, as CHIP is considered an extension of the Medicaid program. When a family does not have Medicaid eligibility children who meet the CHIP requirements can still be enrolled in the CHIP program. Medicaid eligible children come from families with very low incomes. CHIP eligible children come from families with higher incomes, but they still need help getting access to affordable health insurance. CHIP and Medicaid eligibility guidelines are not the same, yet the enrollment process will be very similar for both programs. Those enrolled in CT Children’s Medicaid will not have to pay for services, while CHIP beneficiaries will be responsible for some cost-sharing.
Who qualifies for CHIP in Connecticut?
Before learning what is covered by CHIP Medicaid in Connecticut, it is important to first learn who is eligible for the program. The Children’s Health Insurance Program (CHIP) in CT is available to those who are:
- A United States citizen or legal alien.
- Younger than 19 years of age.
- Able to meet the income qualifications.
- Uninsured when applying for coverage.
When applying for CHIP benefits, the petitioner must provide acceptable documentation to prove the CHIP candidate meets these basic requirements for the program. To learn more about requirements for CHIP, you can download our free guide today.
What is covered by CHIP in Connecticut?
There are several services covered by CHIP in Connecticut that help beneficiaries. The program is designed to give enrollees access to life-saving and preventative treatments and procedures. Some of the services provided by CHIP in CT include, but are not limited to:
- Hospital stays.
- Emergency care.
- X-rays and laboratory tests.
- Checkups and doctor’s appointments.
- Dental care.
- Behavioral health care.
- Vision and hearing care.
- Physical or occupational therapy.
CHIP and Medicaid enrolled beneficiaries usually receive coverage for many of the same medical treatments, especially immunizations and preventive care. After applying to CHIP in Connecticut, beneficiaries will be able to see a variety of health care providers as long as they are in-network with HUSKY. Those with disabilities may be able to have access to other types of services. If they have CT Medicaid eligibility children can be covered for additional Medicaid covered services such as non-emergency medical transportation. To learn more about services that are covered by CHIP and Medicaid, you can download our free guide today.
How to Apply for CHIP in Connecticut
Those wondering about how to apply for Connecticut CHIP benefits should know that they can apply using one of several methods. Candidates can apply to the CHIP program by creating or logging into an account with the state Medicaid agency. This account will also let you track your application’s status and have access to HUSKY customer service. The CT Children’s Health Insurance Program benefits application can also be printed and turned in at a local Connecticut Department of Social Services field office.
Those who want to apply for CHIP over the phone can do so by calling 1-855-805-4325. Those who have Medicaid eligibility can apply for other HUSKY programs the same way one would apply for CHIP enrollment. Connecticut CHIP and Medicaid enrollment customer support can be provided in both English and Spanish with many forms also being printed in Spanish.